JCPenney Pay my bill – JCPenney Online Credit Center My Online Bill Payment

With 1,095 stores in 49 states in America, JCPenney is arguably one of the largest American department store chains. JCPenney sells family apparel and footwear, accessories, fine and fashion jewelry, beauty products, home furnishings, and appliances, as well as various services including styling salon, optical, portrait photography, custom decoration, and much more. The company also sells their products through their website,, where customers can buy goods using their very own JCPenney credit card. Later on, JCPenney credit card holders can then pay their credit card bills online through a number of payment options including:

• Pay JCPenney Credit card bill online.
• Pay JCPenney Credit card bill by mail.

Before a customer can make pay their bills, they must first enroll on to the online credit center, following the steps below.

Enroll In The JCPenney Online Credit Center

If you don’t have an active JCPenney online credit center account, you can create one through a very quick and easy process which I have outlined below. Once your account is active, you can post payments on your card anytime from the comfort of your home, on your smartphone device, PC or laptop. You can use your credit card center account to also add or remove authorized users, request for your account information, make changes on your account, as well as be responsible for repayments on your account. New users can make payment immediately after enrolling provided the amount payable is not greater than their current account balance.

To enroll in the online credit center, follow the steps below;

Step 1: Visit the online credit center at www.JCPenney make a payment
Step 2: Click on the “My Account” link to go to the accounts page as shown below.

JCPenney Make a Payment online account

Step 3: Click on the “Register” link to go to the enrollment page as shown below.

Register for JCPenney Online Credit Card center

Step 4: You will land on the “Register for Online Access” page, where you will enter your card information and Zip code, to link your card to your online credit center account, as shown below.

Register for online JCPenney Credit card center access

Step 5: Click “Continue” to complete.

To help JCPenney ensure your account safety, you need to provide some personal information to enroll in an account as well as ensure a smooth login process. After your login to your newly created JCPenney credit card makes a payment account, you will be able to access information such as account summary, statements, payments, account services, manage profile, and customer support contact page. Follow the steps below for JCPenney make a payment account login.

JCPenney Make A Payment Login

To log in to JCPenney’s Online Credit Card Center, you are required to use an SSL compliant browser to ensure the safety and security of your account from unauthorized access. The browser you use should also have a “secure mode” feature, which is marked by an unbroken key or lock that appears at the bottom of the page on your screen. If you attempt to access your account using a browser that does not meet these standards, you may not be able to log in or view your account.
JCPenney recommends using Netscape Navigator / Communicator 4.5 or higher, Microsoft Internet Explorer or higher, or AOL Version 4.0 or higher. Once you have selected a convenient recommended browser, follow the steps below for JCPenney make a payment login;

Step 1: Visit www.jcpenney make a payment web-based platform.
Step 2: Click on the “My account” link to login to your JCPenney make a payment online account, as shown below.

JCPenney Make a Payment online account

Step 3: You will land on the “Login to your account” page, where you will submit your personal information to manage your JCPenney Credit Card make a payment account online, as shown below. First, enter your account username, which is unique for each account, then secondly enter your account password to prevent unauthorized access. If you are using your personal home computer, it might be convenient for you to click on the Remember User ID checkbox for the JCPenney Online Credit Center to remember your PC for your next login. Kindly refer to the image below.

JCPenney credit card center secure login

Step 4: Click on the “Secure Login” link to complete the JCPenney make a payment login process.

However, it is human nature to forget, so when you happen to forget your User ID or forget your account balance, or more, unfortunately, both, follow the steps below to ensure you don’t miss your JCPenney bill pay cycle.

Step 1: Visit www.jcpenney make a payment and click on the “My account” link to access the accounts management page.
Step 2: Select “Find User ID” link to retrieve your User ID, as shown below.

JCPenney find your user ID

You will land on the “Find your User ID” page, where you are required to enter your card number and Zip code to find your user ID. Click on “find User ID to complete, as shown below.

Find your JCPenney online credit card center user ID

On the other hand, if you have forgotten your account password, click on the “reset password” link to reset your JCPenney make a payment account password, as shown below.

JCPenney forgot password

Enter your User ID and Zip Code, then click on “continue” to complete. Select a new password and login to your account to successfully update your account information, as shown below.

Forgot JCPenney Crediit card center password

JCPenney Make A Payment Online.

When you need to make JCPenney bill payment through the Online credit center, you need a valid checking account from any U.S. financial institution as well as your bank name, checking account number, and bank routing number. This information can be found on any of your checks.
Using your checking account, you may choose to pay the total minimum payment due, last statement balance, or any amount up to your current balance. The payment may take up to 3 days to reflect on your account but you can track the status of your payment on the “Pay your Bill” link on the online credit center site. To make a payment to JCPenney, follow the step outlined below;

Step 1: Visit JCPenney Online Credit Card Center and Login to your account using the steps outlined above.
Step 2: Select “Pay my bills” to access the JCPenney pay my bill platform, as shown below.

Make a payment JCPenney pay my bills

You will land on the “Pay my bills” page, as shown below.

Pay my bills JCPenney make a payment

Step 3: Enter your checking account information for your U.S. bank.
Step 4: Enter the payment amount and select the date when you prefer the payment to be drafted from your account.
JCPenney pays my bill online is that easy. While JCPenney’s Online Credit center is online 24 hours 7 days a week, the customer support site, on the other hand, might be down between midnight and 6 am daily for the purpose of site maintenance. For the next section, we look into how you can make a payment for JCPenney by mail.

JCPenney Make A Payment By Mail

Whether you live in any state in America, Puerto Rico, or the U.S. Virgin Islands, JCPenney Credit Card make a payment by mail is safe, relatively quick and easy. If a JCPenney credit card payment is made by mail, it takes 7-10 days from the mailing date for the payment to be fully processed. Mail your check or money order to the address:

P.O. Box 960090
Orlando, FL 32896-0090

However, if even after the 10th day after the mailing date has passed yet your payment is yet to reflect your account yet the check has been cashed, you should proceed to mail a copy of the check front and back to the address:

JCPenney Credit Services
P.O. Box 965006
Orlando, FL 32896-5006

For Puerto Rico or U.S. Virgin island card holders, use the address:

JCPenney Credit Services
P.O. Box 364788
San Juan, PR 00936-4788

If you made your JCPenney bill payment by money order, check with your money order issuer and mail a copy to the address above depending on your residence.

Leave a Comment

Your email address will not be published. Required fields are marked *